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Client Centered

At Fulfer & Associates, Inc., we believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

We help you address:

  • Tax strategies and planning
  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Navigating through the latest tax laws and IRS codes
  • Estate conservation issues
  • Risk management analysis

Come in and say hello!

Donna K. Fulfer

Donna K. Fulfer

Founder, Mom, Mamaw, Wife, Friend, Community Pillar

Donna Kay Fulfer was the founder and president of Fulfer and Associates, Inc. She held the titles of Certified Public Accountant, Certified Financial Planner, and Registered Representative. She began the firm fifty years ago and remained a pillar of downtown Garland commerce. She passed away on April 2, 2022. Donna was a beloved mother, wife, Mamaw, mentor, friend, and trusted advisor to so many. She will be missed, yet her legacy lives on through Fulfer and Associates, Inc. We honor her and her memory every day through the small things we do and say and encourage others to do the same.

Deonna Fulfer Osborn

Deonna Fulfer Osborn

Owner, Mom, Friend, Community Pillar

Deonna Fulfer Osborn is the President of Fulfer and Associates, Inc. She was immersed in the business from the time she was a small child, yet it took her two degrees and a few life circumstances before she decided to fully embrace accounting as her career. Once she did so in 2003, she has never looked back. Deonna performed her undergraduate work at Texas A&M University (Whoop!), and her graduate work at Southwest Texas State University (currently Texas State). She earned her Certified Public Accountant designation in January of 2011, and particularly enjoys meeting with clients and focusing on the more complex cases requiring research. Deonna also holds the title of Registered Representative and manages the Investment Strategies sector of the firm. 

She had the distinct pleasure of working alongside her mother and mentor, Donna (founder of Fulfer and Associates, Inc.) for nearly twenty years. In addition to learning a great deal about taxes, Deonna also learned first-hand exactly why the firm has been around so long-true care for others and the desire to treat everyone like family. Her mission is to carry on her mother’s legacy.

Deonna has one daughter, Hope, who is the absolute light of her life. Hope is Class of ’25 at Texas A&M University as a second-generation Aggie (Whoop!). Deonna and Hope have a St. Berdoodle named Jax and a crazy kitty named Gus, both of whom are treated like other children. Deonna also loves all things Disney, as you well know if you’ve ever made a trip to her office. Deonna is extremely involved in her community and with many local non-profits. 


At Fulfer and Associates, Inc., we vow to work with you, in partnership, to utilize all of our resources to assist YOU in pursuing YOUR goals

Here to answer your questions...

Can I retire early?
Is this item tax deduction on my Federal Income Tax Return?
Are my investments working hard enough?
What’s a good approach for college savings?
Do I need to file a tax return this year?
What are the elements of a sound estate strategy?
Am I considered an employee or a contract laborer?
Do I have enough life insurance for my family?
Our experienced professionals have helped many people just like you with similar issues and concerns. We can help you create an approach that is designed to address your individual situation.

Client Centered

Client Centered

We believe in the value of relationships and have a long-standing commitment to excellence and customer satisfaction. Every client relationship is viewed like a partnership. We understand that our success is a result of your success, and we take great pride in growing as your business grows. In order to show our commitment to establish relationships with our clients, we offer complimentary initial consultations.

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*This individual is not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by this individual is no way related to Cetera Advisor Networks LLC or its registered representatives.

Tax services offered by Fulfer & Associates, Inc. Tax services offered separately from Cetera Advisor Networks LLC, which does not provide tax or legal advice.